# Landing Rock
> Offering insured deposit accounts and high yield CDs, Landing Rock provides innovative cash management options without sacrificing safety and security.

Canonical page: https://marketplace.fundraiseup.com/partners/landing-rock
Marketplace: Fundraise Up
Last updated: 2025-07-17
Logo: https://assets.partnerfleet.app/uki9ukf169agmeul8ue4c3a79ouk

## At a glance
- Services offered: [Financial Tools](https://marketplace.fundraiseup.com/t/services-offered/financial-tools)
- Vertical focus: Finance and Banking
- Website: [landingrock.com](https://landingrock.com/)

## Call to actions
- **Contact Us** — submit the contact form on https://marketplace.fundraiseup.com/partners/landing-rock
- **Learn More** — submit the contact form on https://marketplace.fundraiseup.com/partners/landing-rock

## About
Landing Rock provides high-yield, FDIC-insured deposit accounts designed specifically for community associations, non-profits, and other organizations with reserve funds. Through our multi-bank sweep program, clients benefit from competitive interest rates while maintaining full deposit insurance coverage. Landing Rock helps organizations earn more on idle funds—securely and effortlessly.

## Services
- **Insured Deposit Account** — A high-yield, FDIC-insured savings solution for organizations with reserve funds. The Insured Deposit Account automatically sweeps funds across a network of banks to provide competitive interest rates while ensuring full FDIC insurance on balances up to $25 million. No lockups, no minimums—just secure, daily liquidity and strong returns.
- **Certificates of Deposit** — Landing Rock offers access to a wide range of federally insured CDs with competitive fixed rates and customizable terms. Clients can ladder maturities to align with cash flow needs while earning predictable returns—all with the security of FDIC/NCUA coverage up to $250,000 per CD, per bank.

## FAQs
### What is the Insured Deposit Account?
The Insured Deposit Account seeks to provide a competitive level of interest in federally insured institutions with liquidity, safety and 24/7 access to account information. Deposits in the IDA are federally insured and distributed among multiple ‘well-capitalized’ banks and savings institutions as defined by FDIC regulations, and credit unions insured by the NCUA. By spreading your deposits among multiple institutions, the Landing Rock IDA is able to offer a higher level of federal insurance coverage compared to if you placed your deposit in a single banking institution.

### What are the main benefits of the Insured Deposit Account?
– Up to $50 million of federal insurance coverage per tax ID.– Next day liquidity without penalties or withdrawal fees.– Competitive rates.– Convenience of a single statement.– Deposits are placed exclusively in ‘well-capitalized’ banks and savings institutions as defined by the FDIC, and credit unions.– May be suitable for fiduciaries required to invest solely in U.S. government-guaranteed or insured investments.– Website access to trading, account information,– Search and purchase certificates of deposit offered by banks and credit unions nationwide.